Because the card has not been returned we can’t identify the score,
the Golf Ireland advice will be followed
Course Rating + Course Handicap will be used as the penalty score.
therefore a player player with a handicap index of 19 – course h/cap 18 – playing h/cap 17 – Green tees course rating 69 + playing h/cap 17 = penalty score = 86
off the White tees playing hanidcap = 18
white tees course rating 71 + playing h/cap 18 = penalty score = 89